Mortgage
Finding the right mortgage can be a challenge, but you don’t have to face it alone.
Finding the right mortgage can be a challenge, but you don’t have to face it alone. As credit intermediaries, we analyze your profile and compare different solutions available on the market, always with the goal of presenting you with the most advantageous conditions.
We accompany you throughout the entire process, from simulation to contract signing, ensuring transparency, speed, and personalized support at every stage. Our commitment is to simplify access to your new home, helping you make informed and secure decisions.
Find the home of your dreams
Find the home of your dreams
* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.
Use the loan simulator to calculate the approximate value of the monthly installment.
Loan Simulation
Partenaires
Trabalhamos em colaboração com os seguintes parteiros.
Trabalhamos em colaboração com os seguintes parteiros.
Novo Banco, SA
Caixa Geral de Depósitos, SA
Abanca Portugal S.A
Banco Santander Totta, S.A
EuroBic Grupo ABANCA
Bankinter, S.A
Banco BPI S.A
Banco CTT, SA
Analyze my case
We are ready to analyze your case and provide personalized proposals.
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We have gathered answers to the most common questions about mortgage loan
What is a car loan?
A car loan is a loan provided by financial institutions that allows you to purchase a vehicle, new or used, with payments spread over a defined term.
Can I finance a new and used car?
Yes, a car loan can be used to purchase both new and used vehicles, although some institutions may have specific conditions for each type of vehicle.
What is the maximum amount I can request?
The maximum amount of a car loan depends on the financial institution, the value of the vehicle, and the client’s profile, including income and repayment capacity.
What documents are required to apply for a car loan?
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The following documents are usually required:
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Valid identification (ID card or passport);
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Tax identification number;
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Proof of income (pay slips or tax declaration);
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Proof of residence.
Additional documents may be requested depending on the financial institution and client profile.
What is TAN and APR in a car loan?
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TAN (Nominal Annual Rate): represents only the interest applied to the loan amount.
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APR (Annual Percentage Rate): includes all charges, such as interest, fees, and insurance, reflecting the total cost of the loan.
What is the APR (TAEG)?
The APR (Annual Percentage Rate) represents the total cost of the loan, including interest, fees, and other charges associated with the borrowing. Unlike the nominal rate (TAN), which only reflects interest on the principal, the APR allows for a transparent comparison of different loan offers, showing the actual amount you will pay the bank over time.
What is the TAN?
The TAN (Nominal Annual Rate) represents the interest rate applied to the principal of a mortgage loan, excluding other fees or additional costs. It indicates only the interest charged by the bank on the borrowed amount and does not reflect the total cost of the loan.
What is the MTIC?
The MTIC (Total Amount Payable by the Consumer) represents the total amount the client will pay to the bank over the term of the loan, including principal, interest, fees, and other charges. It reflects the overall cost of the credit, allowing the borrower to know exactly how much they will pay until the loan is fully repaid.
