Debt Consolidation Loan

Simplify your finances with the right Consolidation Loan. As credit intermediaries, we help you combine your loans into a single solution that is more advantageous and tailored to your budget.

Having multiple loans can make financial management complex and make it harder to keep track of your monthly payments.

As authorized credit intermediaries, we analyze your financial profile and compare proposals from various institutions, presenting the solution that best suits your needs. We support you throughout the entire process – from simulation to final approval – ensuring transparency, security, and personalized assistance at every step.

With our help, you can reduce your monthly payments, simplify the management of your loans, and gain better control over your finances, at no additional cost.

Simplify your payments

* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.

Use the loan simulator to calculate the approximate value of the monthly installment.

Loan Simulation

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Partenaires

Trabalhamos em colaboração com os seguintes parteiros.

Novo Banco, SA

Caixa Geral de Depósitos, SA

Millennium bcp

Banco Santander Totta, S.A

EuroBic Grupo ABANCA

Bankinter, S.A

Crédito Agrícola

Banco CTT, SA

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We are ready to analyze your case and provide personalized proposals.
Fill in your details and we will contact you promptly.

Analyze my case

We have gathered answers to the most common questions about personal loan

Frequently Asked Questions

What is a car loan?

A car loan is a loan provided by financial institutions that allows you to purchase a vehicle, new or used, with payments spread over a defined term.

Can I finance a new and used car?

Yes, a car loan can be used to purchase both new and used vehicles, although some institutions may have specific conditions for each type of vehicle.

What is the maximum amount I can request?

The maximum amount of a car loan depends on the financial institution, the value of the vehicle, and the client’s profile, including income and repayment capacity.

What documents are required to apply for a car loan?

  • The following documents are usually required:

  • Valid identification (ID card or passport);

  • Tax identification number;

  • Proof of income (pay slips or tax declaration);

  • Proof of residence.
    Additional documents may be requested depending on the financial institution and client profile.

What is TAN and APR in a car loan?

  • TAN (Nominal Annual Rate): represents only the interest applied to the loan amount.

  • APR (Annual Percentage Rate): includes all charges, such as interest, fees, and insurance, reflecting the total cost of the loan.

Intermediário de Crédito, Unipessoal Lda. is registered with the Bank of Portugal, with registration number 0003658, as linked credit intermediaries, without an exclusivity regime, having entered into an agreement with the following entities: NOVO BANCO, S.A. , CAIXA GERAL DE DEPÓSITOS, S.A. . BANCO SANTANDER TOTTA, S.A. , ABANCA PORTUGAL, S.A. , BANCO BPI S.A. , BANCO CTT, S.A.

Contacts

Rua das Camélias, n.º 154, 3.º Dto.,
Condomínio Cerrado do Mato, Edifício 2
2785-016 São Domingos de Rana 

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